A recent study by GOBanking Rates.com reveals the wealthiest suburbs in the U.S., and it's no surprise that California is home to quite a few of them. For the second year straight, California leads the pack with 17 suburbs making the top 50 list of wealthiest suburbs in 2025, up from 16 'burbs last year. New York and Texas follow behind, but California’s grip on luxury living looks unshakable.
At the very top of the list is Scarsdale, New York. Crowned the nation’s wealthiest suburb for the second year in a row, Scarsdale saw its average household income climb from $588,014 in 2022 to $601,193 in 2023—a 2.2-percent boost. Average home values there also jumped 3.2-percent to $1,207,528 by May 2025. Known for its stately Tudor homes and proximity to Manhattan, Scarsdale stays undefeated.
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Just behind Scarsdale is Rye, another New York enclave with sky-high incomes and property values. But California flexes real muscle with five of the state’s suburbs making the top tier by average household income. Leading them is Los Altos at $403,512, followed closely by newcomer Alamo ($403,334), then Orinda ($369,073), Palos Verdes Estates ($367,178) and Saratoga ($344,319).
Texas is also high on the list. Five Lone Star suburbs cracked the top 50, with three landing in the top 10. West University Place, University Park and Southlake all posted impressive income figures. Southlake, notably, jumped from number 13 in 2024 to number seven in 2025—proof that Texas wealth keeps rising.
GOBankingRates used data from the U.S. Census 2023 American Community Survey, looking at suburbs (with at least 5,000 households) outside principal cities. They measured factors like average and median household income, population size and home values (sourced from Zillow’s May 2025 index) to shape the final ranking.
Newcomers this year include Alamo, California and Southlake, Texas in the top 10, plus Coto de Caza, California; Lake Butler, Florida; Colleyville, Texas; Newton, Massachusetts and Brentwood, Tennessee.
Together, the numbers paint a clear picture: New York still claims the very top, but California’s depth is unmatched, while Texas shows steady upward momentum. For anyone tracking where America’s money lives, these wealthy suburbs are the places to watch in 2025. Find the full study here.